It can be stressful to find out an insurance claim was denied when you need help the most. We pay insurance for the sole purpose of when our health, life, or property is damaged or lost; the claims made will compensate for the financial end of our losses. It is a double slap in the face when the insurance company messes up our financial plans. This is when you need an attorney who fights the insurance companies and can get you the compensation you pay for in the monthly premiums. There are several ways to find out how great an insurance denial lawyer is when looking for help. Look up the track records of how many cases they win, reviews from previous clients, credentials, and professionalism.
The Track Record of an Insurance Denial Lawyer
The track record of any attorney speaks for itself. The best attorneys can go their entire careers undefeated in court. It speaks volumes when you pick these attorneys because the insurance companies want to settle right away and out of court out of fear. When the big-name attorneys are chosen, the insurance companies know they are up against an attorney who means business and knows the laws to hold the insurance companies accountable for paying the claims. An attorney with a track record of not losing spreads their reputation within a 50-mile radius, if not more.
Naturally, any client that sees the lawyer go up against the insurance companies and win with just a mention of their name makes the lawyer look prominent. The fact is that insurance companies make money off of the interests of the premiums paid by the policyholder, so they will hold on to that money for as long as they can to build up their accounts. A good attorney knows this, and they use loopholes to make the insurance companies pay out the claims.
The Reviews from Previous Clients Speak Volumes
An attorney’s website has many testimonials from previous clients, but the best websites to look up are the Better Business Bureau, Yelp, and The Yellow Pages. Yes, some will give the lawyer a bad rap because not everyone delivers the best or most honest reviews. This happens with every business, so beware of false statements. However, you should review those and consider them in your decision.
The good reviews and the four and five-star reviews give an excellent account of how the lawyer handled the client and their situation. Many provide detailed information on how the lawyer won the case and got their client the just amount for their claim. Some of the reviews even have the response from the attorney’s office or the law firm that handled the cases provided in the reviews. That is an excellent way to show that the reviews are legit.
Look Up the Attorney’s Credentials
It takes a few moments to research an attorney’s credentials and can be as quick as making a phone call and speaking to the lawyer in a free consultation. Most of the attorneys you will talk to are more than happy to list their awards and accommodations. They will also offer information on their schooling and how many years of experience they have under their belt. Some find it more comfortable to research it themselves and go on the attorney’s website. This process will give them all of their information in the “About” section.
Professionalism and Free Consultation
The great news is that most lawyers will offer a free consultation. When looking for the right attorney to handle your case, watch how they conduct themselves when discussing your situation. An excellent lawyer will listen and work with you while trying to see if they can build their case. Remember, they are out to make a living, and this is what they specialize in when the client seeks representation. They will do everything they can to make you feel confident that you have a case and that they can win. The main thing is to ask questions and collect all the information within the free consultation.
How the Attorney will Handle the Case
Once the free consultation is over, the attorney will review the situation and send a letter to the insurance company giving them a certain amount of time to respond. When the insurance company sees the letter and who is handling the case, the answers will come back fairly quickly as to the case’s direction.
The negotiation process begins after the insurance company decides what it will do. How much of a settlement depends on the claim. Whatever the policy agreement was at the time of underwriting and signatures, the attorney will go after, no less. They will go back and forth for a short time. If the insurance company complies with the attorney’s demands, then the case is settled out of court. Should the insurance company not comply, they will be in court before a judge and sometimes a jury. The judge will rule on the agreement signed within the policy and sometimes award a little more to pay the fees.
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