The thousands of victims of car accidents are all entitled to compensation for their losses.
The process is forced by the constraints of evidence, transactional or legal discussions, while certain financial and material issues must be resolved urgently.
Rushing is useless, start by answering some important questions and try to follow effective rules in order to maximize your car accident settlement.
To do so, you should ask for the claims adjuster to explain all the procedures to be followed. The adjuster will give you a claim file for your car accident settlement.
How to prepare an application for a car accident settlement?
To maximize your car accident settlement, you should complete all sections of each form that apply to you.
This package should contain five forms.
Form 1: Application for Accident Benefits
Form 2: Confirmation of Employer Income
Form 3: Disability Certificate
Form 4: Authorization to Disclose Health Information
Form 5: Treatment Confirmation
Can I maximize my car accident settlementwithout a lawyer?
You should know that contacting your agent, lawyer or claims representative is a must! It’s his or her job alone to answer your most complex questions. The process of filling out your car accident settlement claim will be much harder and complicated without the help of a lawyer.
Once the insurance company has received and reviewed your car accident settlement claim file, they will advise you, in writing, of the benefits you can expect to receive and what portion of your claim, if so, they will refuse to pay.
How can I make my claim faster?
– Write clearly in blue or black ink;
– Make sure that all relevant sections of the forms are completed;
– Sign and date the forms;
– Ask your employer, your health practitioner or anyone submitting information on your behalf to fill out the forms completely and return them as soon as possible.
The most helpful tips for maximizing your car accident settlement:
Be responsive, organized, and able to cope with the situation
Many documents can only be obtained by the victim. Moreover, the doctor and the Council only work on documents and personal examinations. The regular, complete and rapid communication of documents to the professional team is fundamental.
In the same way, the attentive listening of their instructions (examinations, situational assessments, specialists to be consulted, expert opinions) favors an optimal treatment and compensation of the case.
Finally, due to the state of health, the delays in consolidation or recovery, or even the slowness of the procedure, the time may seem long, sometimes leading to understandable demotivation. It is important to remain motivated and determined.
Build a strong economic case
Any car accident has material, financial and professional consequences, which must be repaired. Work stoppages, daily allowances, supplementary health insurance, pay slips, expense invoices (travel, hospital, equipment, living aids, doctor’s fees) and reimbursement sheets must be recovered in order to allow for the quantification of all the economic impacts.
Constitute a medical file for the expertise
The first step is to gather evidence establishing the, at least partial responsibility of a third party in the accident. In the case of a car accident, the amicable report will be used as proof. Even more usefully, in the case of physical injury, it will be necessary to recover the report drawn up by the gendarmerie or police force at the time of the accident.
Indeed, it is the report that must specify the levels of responsibility of the various parties involved in the accident. This is obviously a fundamental question, insofar as a victim of a physical injury accident for which 50% responsibility is assumed will routinely see his or her compensation reduced by half.
The report, an essential document, can be requested from the victim’s insurance company or from the insurance company of the person responsible for the accident. In general, it is sent to them by the police within four months of the accident.
In the end, the intervention of specialists has a cost, but this cost must be compensated by the insurer in the name of the principle of full reparation.
Acting alone is a right, but this yields only half of the compensation to which the victim is entitled.
