Accidents that result in injuries cause millions of Americans to lose their job or become disabled. Many also result in death. Most people who are ready to file a claim after an accident aren’t fully informed of how the process works.
Understanding what a bodily injury vs personal injury is makes a difference. The good thing is more than 70% of people who file an injury claim receive compensation in the form of settlement.
If you want to understand what separates personal injury from bodily injury when you want to start a claim, read this guide to learn more.
What Is Personal Injury?
Personal injury claims are part of a civil law that compensates victims involved in an accident or social wrongdoings whether they are alive or passed away. Most claims are caused by car accidents, but defamation cases are also handled.
If the victim is dead, a representative of the deceased can be the plaintiff who blames the opposite party for negligence that resulted in loss or injury. The statutory limitations to make a claim varies depending on the state but is between 2-4 years.
There are two primary aspects that determine who is liable for personal injury. The plaintiff must present a burden of proof and negligence and duty of care in order to receive compensation. You can learn more about free lawyer consultations by contacting legal professionals.
What Is Bodily Injury?
Unlike personal injuries, bodily injuries don’t refer to legal claims in any aspect. It focuses on details specific to physical damages a person received. Criminal cases use bodily injury in cases of assault.
Insurance claims may also use bodily injury claims in the event you or the victim involved isn’t covered. Events of accidental bodily injury are included. No matter what the case may be, it is up to the opposing party to pay an “X” amount of money for medical treatment based on the level of injury.
If the injury requires future treatments, the plaintiff has a right to claim for these ongoing expenses likely to affect their life negatively. For example, one could receive compensation for disfigurement, permanent disability, impairment, and lost future income.
Differentiating Bodily Injury vs Personal Injury
When you are seeking compensation for an injury, you should be able to separate bodily injury vs personal injury. Personal injuries are broader and can involve a variety of injuries that are emotional or physical. Bodily injuries are more specific and focus on the direct injury that is caused by another.
Most injuries are a result of an accident and not done on purpose, but no victim should have to “let go” of something due to negligence. If you or someone you know received some form of injury, you should get in contact with a representative who can help you file a claim.
Remember not to hold it off because there are time constraints, and every victim is entitled to compensation.
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