The results of a traffic accident might be economically and physically overwhelming. Motor accidents may lead to injuriesand/or economic loss. If you have been injured in a motor accident you may be entitled to claim compensation regardless of whether or not you were at fault.You may consider getting professional compensation lawyer assistance.
What is Motor Accident Compensation?
Regardless if you were the driver, the passenger, a pedestrian, motorbike rider or a cyclist, if you suffer economically or physically due to an accident, you may be entitled to claim compensation. Althoughthe extentof the compensation depends on different circumstances such as who was at fault or partly a fault, either way, you are entitled to claim income support payments for your loss of income for upto 6 months. Even if you are wholly at fault you are also entitled to the insurerto cover all reasonable and necessary medical expenses. This includes but is not limited to:
- Medical, dental and pharmaceutical expenses
- Rehabilitation expenses
- Expenses of travelling to and from the medical treatment sessions including accommodation expenses.
- Domestic care
Regardless of who was at fault, after the injury, theinsurer may arrange 2 treatment sessions from a GP without needing to lodge a claim and receivingany documents. To benefit from this, you should notify your insurer immediately after the accident.
What Can I Claim?
As noted above the extent of compensation depends as to whether you were wholly at fault or not and whether your injuries at minor or not. You are entitled to claim compensation to compensateyour past and future loss income, medical and treatment expenses as a result of the accident and compensation for non-economic loss (this includes pain, suffering, disfigurement, loss of amenities of life and loss of expectation of life). Lump sum payment for non-economic loss can be claimed if you are not at fault and your injuries are assessed as greater than 10% psychological impairment degree.
What is CTP (Compulsory Third Party) Insurance?
CTP Insurance, also known as, Green Slip Insurance, is an obligatory form of insurance that all vehicles are required to be insuredbefore being registered in Australia. The green slip insures the NSW drivers for the costs of a person’s injury that may result from a motor accident.
Do I Need A Lawyer to Claim Motor Accident Compensation?
Hiring a lawyer to claim compensation isn’t mandatory, however, it is a well-known fact that an experienced motor accident lawyer will know more about how the process works, what documents are needed, time limits and most importantly, ensure you understand your entitlementsso that you won’t be under compensated. Dealingwith the insurers might bedifficult and confusing, so having a lawyer representing youwill act and deal with the insurer on your behalf. Many people might hesitate to hire a lawyer after an accident since they might be suffering financial difficultiesor not know that motor accident compensation lawyers work on a no win no fee basis. A lawyer working with the no win no fee policywill only charge you if you receive compensation which means you will not be out of pocket.